Fidelity Bank USSD Code: Simplify Your Banking Transactions

Fidelity Bank has made banking easier and more accessible with its USSD code, *770#. This simple code allows you to perform various banking transactions directly from your mobile phone, without the need for internet access or visiting the bank.

Whether you need to transfer funds, buy airtime, pay bills, or even make cardless withdrawals, the Fidelity Bank USSD code streamlines these processes for you.

Getting started with Fidelity Bank’s USSD service is straightforward. You just need to register your phone number to your account, and you can begin using *770# to manage your finances efficiently.

This feature is available to both smartphone and basic phone users, making banking services accessible to a wider audience in Nigeria.

The USSD code *770# is not only fast and convenient but also secure. You will use a unique PIN to authorize transactions, ensuring that your banking activities remain safe.

By leveraging this technology, Fidelity Bank enhances your banking experience, making it more seamless and straightforward.

Key Takeaways

• Fidelity Bank’s USSD code *770# facilitates easy banking transactions from your phone.
• You can transfer funds, buy airtime, and pay bills quickly and securely.
• The service is accessible on both smartphones and basic phones.

Getting Started with Fidelity Bank USSD

To get started with Fidelity Bank’s USSD services, you need to activate the USSD code on your phone using a few simple steps. This guide will walk you through the activation process.

Activating Fidelity USSD on Your Phone

1. Dial the USSD Code: From your registered phone number, dial *770#. This number is essential for executing all USSD-based transactions with Fidelity Bank.
2. Input Required Details: Enter the last four digits of your ATM debit card as prompted. This step is necessary to verify your identity and link your phone to your bank account.
3. Create a USSD PIN: Choose a unique USSD PIN. This PIN will be used for all future transactions, ensuring the security and integrity of your account.
4. Confirm Your PIN: Re-enter the USSD PIN to confirm it. This step completes the activation process, allowing you to use Fidelity Bank’s USSD services immediately.

With these steps, you’re now ready to make transactions, check balances, pay bills, and much more using your phone’s USSD capabilities.

Basic Fidelity USSD Transactions

Fidelity Bank’s USSD code *770# allows you to perform crucial banking transactions directly through your mobile phone.

Below, we will explore how to check your account balance, transfer funds, and buy airtime for yourself and others.

Checking Your Account Balance

To check your account balance, use the USSD code *770#.

Follow these steps:

1. Dial *770# on your mobile phone.
2. Select the option to check the account balance from the menu.
3. Enter your PIN when prompted.

You will then receive an SMS with your account balance. This method works on all mobile networks like MTN, Glo, Airtel, and 9mobile, simplifying the process of staying on top of your finances.

Fidelity Bank USSD Code List

Here are some essential Fidelity Bank USSD codes:

• Activate USSD Code: 77000#
• Transfer Funds: 770Account*Amount#
• Block ATM Card: 770911#
• Buy Airtime: 770Amount#
• Buy Airtime for Others: 770Phone number*Amount#

These codes offer a quick and convenient way to manage your banking needs. Save them on your phone for easy access.

Transferring Funds Using USSD

Transferring money is simple with Fidelity Bank’s USSD code.

Here’s how:

1. Dial *770# on your phone.
2. Choose the transfer option.
3. Enter the recipient’s account number and the amount.
4. Confirm the transaction with your PIN.

You can transfer up to ₦20,000 per transaction and ₦100,000 daily. This service is available for transferring to both Fidelity Bank and other bank accounts in Nigeria.

Buying Airtime for Yourself and Others

Buying airtime through Fidelity Bank’s USSD code is efficient and straightforward.

For yourself:

1. Dial 770Amount# on your phone.
2. Follow the instructions to complete the transaction.

To buy airtime for others:

1. Dial 770Phone number*Amount#.
2. Follow the prompts and enter your PIN to confirm.

This service supports all major Nigerian mobile networks like MTN, Glo, Airtel, and 9mobile. It’s a convenient way to ensure you and your loved ones are always connected.

Advanced USSD Services

Using Fidelity Bank’s USSD code, you can perform advanced banking tasks without needing an internet connection. Key services include withdrawing cash without a card, blocking your debit card, and paying bills.

Performing a Cardless Withdrawal

With Fidelity Bank’s USSD code, you can withdraw cash from ATMs without using a debit card. First, dial *770# from your registered phone.

Follow the prompts to choose the “Cardless Withdrawal” option. You’ll receive a unique paycode.

At the ATM, select the cardless withdrawal option and enter the paycode along with your phone number. This method is useful if you’ve forgotten your card or prefer not to carry it.

Blocking Your Debit Card

If your debit card is lost or stolen, you can block it quickly through the Fidelity Bank USSD code.

Dial *770# on your mobile phone. Select the option to “Block Debit Card.”

Follow the instructions to confirm your action. This immediate response helps protect your account from unauthorized transactions.

Paying Bills and Utilities

Paying bills is straightforward with Fidelity Bank’s USSD code. For services like DSTV and utility bills, dial *770#.

Choose the option for “Pay Bills” and select the specific bill you need to pay. Enter the billing details and amount, then authorize the payment with your PIN.

This service is both fast and convenient, saving you trips to payment centers.

Security and Support

When using Fidelity Bank’s USSD codes for transactions, maintaining the security of your financial information is crucial. In addition, knowing how to troubleshoot common issues can save you time and stress.

Protecting Your USSD Transactions

To ensure your USSD transactions are secure, always keep your PIN private. Never share it with anyone. Create a strong, unique PIN that isn’t easily guessed. Be cautious of on-screen prompts and always read them carefully before entering your PIN.

To activate the USSD code, dial 770# and follow the prompts. Once activated, you can transfer money securely by dialing 770Account NumberAmount# and entering your PIN. Always log out after completing transactions to prevent unauthorized access.

If you notice any suspicious activity, contact Customer Care immediately. They can help you deactivate your USSD service if necessary.

Troubleshooting Common USSD Issues

Sometimes, you might face issues while using the USSD service. Common problems include network errors or incorrect PIN entries. Check your network provider connection first. A weak signal can disrupt the service.

If you enter the wrong PIN multiple times, your account may be temporarily locked. In this case, reach out to Customer Care for help in resetting your PIN. It’s also important to ensure your phone number is registered with Fidelity Bank to avoid any link issues.

Follow on-screen prompts carefully and double-check all details before confirming transactions. This reduces errors and ensures smooth transactions. If problems persist, visiting a Fidelity Bank branch may be necessary for more detailed assistance.

Additional Information on Fidelity USSD Features

Fidelity Bank’s USSD code *770# offers various features that aim to make banking easier and more accessible. Below, we take a closer look at how the service caters to different user groups and the related charges and fees.

Accessibility for Different User Groups

Fidelity Bank’s USSD code can be used on any mobile phone, whether it’s a basic feature phone or a smartphone (iOS or Android). This means you don’t need an internet connection to perform transactions, making it very accessible.

For users who prefer not to use traditional methods like going to a bank branch, this service is a great alternative. You can transfer money, check your balance, and pay bills such as DSTV, GoTV, and PHCN, all from your phone.

The service is secure; to use the USSD features, you must create a unique PIN. This ensures that only you can authorize transactions, providing an additional layer of security.

Service Charges and Fees

Using the Fidelity Bank USSD code does come with some fees. For interbank transfers, the charge is ₦52.50 per transaction. For intra-bank transfers (transfers within Fidelity Bank), the fee is ₦20 per transaction.

In addition to transaction fees, there may also be network charges applied by your mobile service provider, depending on your network plan. It’s important to be aware of these so you can manage your banking activities without unexpected costs.

Overall, the convenience and low cost of using the Fidelity Bank USSD code make it a valuable tool for managing your financial activities on the go.

Comparing Fidelity USSD with Other Banks

Fidelity Bank’s USSD code system offers various banking services directly from your phone. The following comparison examines how Fidelity’s USSD code stacks up against those from other Nigerian banks.

Fidelity vs Other Nigerian Banks’ USSD Codes

Fidelity Bank USSD Code: Fidelity Bank uses *770# for its USSD services. You can transfer money, check balances, buy airtime, and pay bills with this code. The process is straightforward and quick.

Access Bank USSD Code: Access Bank uses *901#. It offers similar functionalities but is integrated with AccessMore, a feature-rich mobile banking app, making it more versatile for tech-savvy users.

Union Bank USSD Code: Union Bank uses *826#. While the services are reliable, it is primarily aimed at basic transactions like transfers and balance checks, lacking some of the extra functionalities offered by Fidelity.

FCMB USSD Code: FCMB’s code is *329#. It provides a broader range of services, including loans and payment of utility bills. This makes it slightly more feature-rich compared to Fidelity Bank.

Polaris Bank USSD Code: Polaris Bank’s *833# code offers a solid range of features, but its user interface is considered less intuitive than Fidelity’s, making it harder for new users to navigate.

Wema Bank USSD Code: Wema Bank uses *945#. It offers unique features like ALAT, a fully digital bank, which provides more flexible options but may be confusing for those who prefer straightforward USSD services.

UBA USSD Code: UBA’s *919# is known for its security features, including multiple verification steps. This makes it more secure but also a bit cumbersome for simple transactions compared to Fidelity’s more streamlined process.

Fidelity Bank’s *770# code is well-rounded, providing essential banking services with ease. While some banks offer more features or advanced digital banking options, Fidelity’s simplicity and reliability stand out.

Further Services and Innovations

Fidelity Bank offers a range of innovative services through its USSD code, including integration with popular digital platforms and easy access to loan services. These features enhance convenience and expand the functionality of mobile banking.

Fidelity Bank’s Integration with Digital Platforms

Fidelity Bank has integrated its services with various digital platforms to make banking more accessible. You can make transactions using the Fidelity Mobile Banking App or even through WhatsApp and Email. This integration allows you to open an account by dialing 77001#, or perform banking transactions such as checking balances, and transferring money by dialing 770Account Number*Amount#.

Additionally, the Fidelity Bank App supports a wide array of banking tasks including bill payments for services like DSTV and PHCN. Online and internet banking platforms further streamline these services, making financial management easier from anywhere.

Loan Services Accessible via USSD

With the Fidelity Bank USSD code, you can also access loan services directly from your mobile phone. To apply for a loan, you just need to dial a specific USSD code and follow the prompts. This service is beneficial for getting quick loans without the need to visit a bank branch.

Fidelity Bank also offers various loan products tailored to customers’ needs. These can include personal loans, business loans, and other tailored solutions. Using the USSD codes, you can also check your loan balance and make repayments conveniently, ensuring that managing your loans is as seamless as possible.

Frequently Asked Questions

Fidelity Bank’s USSD code, *770#, offers various banking services, including transferring funds, checking your account balance, and more. Below are the answers to some common questions about using this service.

How can I transfer funds using the Fidelity Bank USSD code?

To transfer money, dial 770AccountNumber*Amount# on your mobile phone. Follow the prompts to select the recipient’s bank and enter your PIN to authorize the transfer.

What is the process for checking my account balance via USSD in Fidelity Bank?

Dial *770# on your mobile phone and follow the instructions. Select the option to check your account balance. Your balance will be displayed on the screen.

Can I use Fidelity Bank’s USSD service without an ATM card?

Yes, you can use the USSD service without an ATM card. Simply register for the service using your mobile phone by dialing *770# and following the prompts.

What steps should I follow to retrieve my Fidelity Bank account number using USSD?

To retrieve your account number, dial *770# on your mobile phone and follow the prompts. Select the option to view your account details. Your account number will be displayed.

What should I do if I need to reset or unlock my Fidelity Bank USSD code?

If you need to reset or unlock your USSD code, dial *770# and select the option related to unlocking or resetting your code. Follow the prompts to complete the process.

Why might the USSD code for Fidelity Bank not be working when I try to use it?

There could be several reasons, including network issues, incorrect dialing, or account restrictions. Ensure you have a strong network connection and double-check the code. If problems persist, contact Fidelity Bank customer service for assistance.