If you’re looking for a convenient way to manage your Zenith Bank account without relying on an internet connection, the Zenith Bank USSD code is your best bet.
This service, known as *966# EazyBanking, lets you perform various banking transactions right from your mobile phone.
With the USSD code, you can transfer money, check your balance, get loans, and even pay bills—all without needing an internet connection.
Using the *966# EazyBanking service is straightforward and user-friendly. You can activate it directly on your phone, making mobile banking accessible to everyone, even those in areas with limited internet access.
It’s not just about convenience; this service also offers robust security features to protect your funds, making unauthorized transactions a thing of the past.
To get started with *966# EazyBanking, all you need is your mobile phone and a registered Zenith Bank account. This simple service puts the power of banking at your fingertips, whether you’re at home, at work, or on the go.
Key Takeaways
- Zenith Bank’s *966# EazyBanking allows transactions without the internet.
- Service includes money transfers, balance checks, and bill payments.
- User-friendly activation and robust security features.
Understanding USSD Codes
USSD codes provide an easy and fast way to perform banking transactions directly from your mobile phone. With Zenith Bank’s USSD services, you can manage your finances securely and conveniently.
What is USSD?
Unstructured Supplementary Service Data (USSD) is a communication protocol used by mobile phones to interact with a service provider’s computer system.
You don’t need an internet connection to use USSD codes. Instead, you use simple codes, usually starting with * and ending with #, to make requests and receive responses in real time.
USSD is widely used in banking for tasks such as checking balances, transferring funds, and paying bills. It’s available 24 hours a day, 7 days a week, making it a reliable option for many users.
Specifics of Zenith Bank USSD Code
Zenith Bank’s USSD code, *966#, allows customers to perform numerous banking tasks easily and quickly. You can open a new account by dialing 9660#, or activate USSD banking by dialing 96600#.
These services work on all major Nigerian mobile networks like MTN, Glo, Airtel, and 9Mobile.
With the 966# code, you can transfer funds, update your BVN, reset your PIN, and even pay various bills. For example, to transfer money, you simply dial 966AmountAccount Number# and follow the prompts. This code ensures secure and fast transactions, protecting you against unauthorized access.
Zenith Bank also offers a specific code, 966911#, to stop unauthorized transactions if your mobile phone is lost or stolen, adding an extra layer of security to your banking experience.
List of Zenith Bank USSD Codes
Here are the USSD codes you can use with Zenith Bank to manage your banking needs. These codes work without the need for internet access, making it easy and quick to perform various transactions and services.
| Service | USSD Code |
|---|---|
| Activate USSD Banking | *966*00# |
| Check Account Balance | *966*00# |
| Transfer Money to Zenith Bank Account | *966*Amount*AccountNumber# |
| Transfer Money to Other Banks | *966*Amount*AccountNumber# |
| Airtime Recharge (Self) | *966*Amount# |
| Airtime Recharge (Others) | *966*Amount*PhoneNumber# |
| Open Account | *966*0# |
| Update BVN | *966*BVN# |
| POS Transaction | *966*000*POS Reference# |
| Cancel Transaction | *966*57*Reference Number# |
To activate USSD banking, dial *966*00# and follow the prompts. You will need to create a 4-digit PIN for security.
To check your account balance, dial *966*00# and enter your PIN. This gives you quick access to your current balance.
For transferring money, use *966*Amount*AccountNumber#. This code works for transferring money to both Zenith Bank accounts and other banks. Make sure to select the correct bank and enter your PIN to confirm the transfer.
You can also recharge your airtime. If you need to top-up your phone, dial *966*Amount#. For another number, use *966*Amount*PhoneNumber#.
Open a new account using your phone by dialing *966*0#. Simply follow the instructions on your screen.
To update your BVN, dial *966*BVN#. Make sure you have your BVN handy.
For POS transactions, use, and if you need to cancel a transaction, use *966*57*Reference Number# to reverse it.
These USSD codes make banking more accessible, convenient, and hassle-free. You can manage your accounts anytime, anywhere with just a few clicks on your mobile phone.
Getting Started with *966# EazyBanking
With Zenith Bank’s *966# EazyBanking, you can perform various banking tasks easily and securely through your mobile phone.
This service allows you to handle transactions without internet access. Below, you’ll find detailed instructions on how to register and activate your USSD profile.
Registering for USSD Banking
To get started with *966#, you need to register your mobile phone. Here’s how to do it:
- *Dial 966# on the phone number linked to your Zenith Bank account.
- Enter your Zenith Bank account number when prompted. Double-check to ensure the ten digits are correct.
- Complete the registration by creating a secure 4-digit PIN, which you will use for future transactions.
This PIN ensures that only you can authorize transactions from your account. Make sure it’s something you can remember but hard for others to guess.
Activating Your Zenith Bank USSD Profile
Activating your USSD profile will enable you to perform a full range of banking activities. Follow these steps:
- Dial 96600# on your mobile phone.
- Enter the last six digits of your Zenith Bank ATM card.
- Create a new 4-digit PIN and confirm it by entering it again.
- Receive a confirmation message that your USSD profile has been successfully activated.
Once activated, you can use *966# to transfer funds, check your account balance, update your BVN, and more. It’s a straightforward process that enhances your banking convenience without needing internet access.
Performing Transactions
With Zenith Bank’s USSD code, you can easily manage your banking needs. The USSD banking service allows you to check your account balance, transfer money, pay bills, and perform cardless withdrawals.
Checking Account Balance
To check your account balance, dial 96600# on your registered phone number. Follow the on-screen prompts to select your Zenith Bank account.
Enter your four-digit PIN to authorize the request. Your current account balance will be displayed. This feature is useful to monitor your funds and plan your expenses accordingly.
Always ensure you use your registered phone number to access this service.
Transferring Money
To transfer money from your Zenith Bank account, dial 966Amount*Account Number#. Select the recipient’s bank and follow the prompts to complete the transaction.
You will need to enter your four-digit PIN to confirm the transfer. This service allows you to transfer funds to any bank account in Nigeria. Ensure you have sufficient funds in your account before initiating a transfer.
Paying Bills with USSD
To pay bills using Zenith Bank’s USSD code, dial *966# and select the bill payment option. You can pay utilities, subscriptions, and more.
Choose the specific bill type and enter the required information. Confirm the transaction with your four-digit PIN.
This feature helps you manage your recurring and one-time bill payments conveniently without needing to visit a physical branch.
Cardless Withdrawal and POS Transactions
For cardless withdrawals and POS transactions, dial 96660# on your phone. Select the option for cardless withdrawal and follow the prompts.
Visit a Zenith Bank ATM or partnering POS location and follow the on-screen instructions to complete the withdrawal.
This service provides access to your money without needing your ATM card, enhancing your banking convenience.
Managing Your USSD Profile
Managing your Zenith Bank USSD profile ensures your account’s safety and functionality. Whether you need to reset your PIN, deactivate your USSD profile, or link your BVN, these steps will guide you through each process.
Resetting Your Zenith Bank USSD PIN
If you forget your Zenith Bank USSD PIN or need to change it for security reasons, you can easily reset it. Dial *966*00#, then follow the prompt to enter the last six digits of your ATM card number.
After that, you’ll need to create and confirm a new four-digit PIN. This new PIN will be your key for future USSD transactions, providing both convenience and security.
Deactivating USSD Access
If your phone is lost or you suspect unauthorized access, you can deactivate your USSD profile quickly by dialing *966*20*0#.
This action blocks access to your USSD banking services. For added security, visit the nearest Zenith Bank branch to confirm the deactivation.
Reactivation requires verifying your identity and possibly updating your security details.
Increasing Transfer Limit
To increase your USSD transfer limit, you must visit a Zenith Bank branch. Once there, request the limit increase and fill out the necessary forms.
This action may require you to provide identification and personal details for verification.
Higher limits improve convenience for large transactions, but it’s essential to maintain account security by using strong PINs and monitoring your account regularly.
Linking and Updating BVN
To link or update your BVN (Bank Verification Number) through Zenith Bank’s USSD service, dial *966*BVN# (where BVN is your actual BVN number).
This action ensures your accounts are linked for easier management and compliance with banking regulations.
Keeping your BVN updated helps in seamless transactions and reduces the risk of discrepancies in account details.
Blocking and Retrieving ATM Debit Cards
If your debit card is lost or stolen, block it immediately by dialing *966*60# and selecting option 6. This prevents unauthorized usage.
To retrieve your ATM debit card PIN, follow the steps provided by the bank through the USSD service, which typically involves dialing *966*60# and following the prompts to receive your PIN securely.
These measures help ensure that your Zenith Bank account remains secure and accessible, safeguarding your finances efficiently.
Security and Safety Measures
Zenith Bank uses several methods to ensure your account stays secure. By following these guidelines, you can protect your account from unauthorized transactions and other security risks.
Protecting Your Account
To secure your Zenith Bank account, use a unique PIN. When you activate your Zenith USSD code, you will create this PIN, which you’ll use for all transactions.
Never share your PIN with anyone and avoid writing it down where others might see it. If someone gets hold of your PIN, they could access your funds.
Keep your registered phone number secure. Your phone is a gateway to your account, so don’t let others use it unsupervised. If you lose your phone, contact Zenith Bank immediately to restrict access.
Zenith Bank also uses an Account Control Code (966911#) to block unauthorized access. This code can stop transactions during emergencies like when you lose your phone or any account details are compromised.
Avoiding Unauthorized Transactions
Using Zenith Bank’s USSD code responsibly can help you avoid unauthorized transactions. Always double-check the recipient’s details before confirming any transaction. Mistakes can lead to funds being sent to the wrong person.
If you notice any suspicious activities, use the 966911# code to block transactions immediately. This action will protect your funds from being moved without your permission.
Regularly update your PIN and avoid using common number sequences. Frequent updates make it harder for unauthorized parties to guess your PIN, enhancing your account security.
For added security, keep track of your transaction records. Monitoring your account activity can help you spot and report any unauthorized transactions quickly.
Expanding the Use of USSD Services
Zenith Bank’s USSD code services offer a convenient way for customers to handle banking tasks without Internet access.
By dialing specific codes, you can manage your account and even open new ones directly from your phone.
Opening a Zenith Bank Account via USSD
With Zenith Bank’s USSD services, you can open a new account easily. Simply dial 9660# on your GSM phone (whether MTN, Airtel, Glo, or 9 Mobile) to begin.
You’ll be prompted to enter your full name, choose a PIN, and provide other key details. This process allows you to open an account without visiting a branch.
Once your account is active, you can use USSD codes for various transactions, like checking your balance, transferring money, and more. This is particularly helpful if you’re on the go or in an area with limited internet connectivity.
Accessing Other Banks’ USSD Codes
Not only does Zenith Bank offer USSD codes, but other Nigerian banks like UBA and Ecobank also provide USSD services through platforms similar to Zenith Bank’s.
For instance, UBA uses the code *919#, while Ecobank’s is *326#. These codes allow you to perform similar banking functions: transferring funds, buying airtime, and checking account balances.
To access these services, dial the specific code for your bank. The procedures might vary, but they are usually straightforward and involve providing personal information like your name and phone number.
This inter-bank USSD service ensures that you can manage accounts across different banks seamlessly from your mobile device.
Beyond Banking: Additional USSD Functions
Zenith Bank’s USSD code *966# extends its utility beyond basic banking, offering services that make everyday transactions simple.
You can use this code to subscribe to TV services, purchase internet data, and handle utility payments seamlessly.
Subscribing to TV Services
With Zenith Bank’s USSD code, you can subscribe to popular TV services like DStv, GoTV, and Startimes.
- Steps:
- Dial *966# on your phone.
- Select the “Pay for Bills” option from the menu.
- Choose the service provider (DStv, GoTV, or Startimes).
- Enter your MasterCard or Visa details.
- Confirm the subscription amount.
This quick process saves the hassle of visiting physical stores, making TV subscription payments more convenient.
Purchasing Internet Data
Internet data purchase is another feature available through Zenith Bank’s USSD service. Follow these steps:
- Dial *966# on your mobile phone.
- Select “Buy Airtime/Data”.
- Choose your network provider.
- Enter the amount of data you wish to buy.
- Confirm your purchase by entering your USSD PIN.
This method not only saves time but also ensures you stay connected without any interruption.
Accessing Utility and Service Payments
Paying for utilities like PHCN electricity bills is streamlined through the Zenith Bank USSD code.
- Steps:
- Dial *966# on your phone.
- Select “Utility Payments” from the menu.
- Choose the utility you want to pay for (e.g., PHCN).
- Enter the necessary details such as account number.
- Confirm the payment amount using your USSD PIN.
This service ensures you can manage your utility payments anytime, anywhere without relying on internet banking or a mobile app.
Frequently Asked Questions
Zenith Bank’s USSD service offers a range of features from fund transfers to checking your account balance. This guide will help you navigate the most common questions about using Zenith Bank’s USSD codes.
What are the steps to activate the USSD service for my account with Zenith Bank?
To activate the USSD service, dial *966*00# from your registered mobile number. Follow the on-screen prompts to enter your account number and create a 4-digit PIN.
How do I transfer funds using Zenith Bank’s USSD service?
To transfer funds, dial *966*Amount*AccountNumber# from your registered mobile phone number. Follow the on-screen instructions to complete the transaction. Ensure you have enough funds in your account.
What should I do if my Zenith Bank USSD code is not functioning?
If the USSD code is not working, check for network issues first. If the problem persists, contact Zenith Bank customer service or visit a nearby branch for assistance.
Can I check my Zenith Bank account number using USSD, and how?
Yes, you can check your account number using USSD. Dial *966*00# and follow the prompts. Your account number will be displayed on your phone screen.
How can I check my account balance with Zenith Bank via USSD?
To check your account balance, dial *966*00# from your registered mobile number. Follow the on-screen instructions to view your balance.
How to register for Zenith Bank USSD services if I don’t have an ATM card?
If you don’t have an ATM card, visit a Zenith Bank branch to register for USSD services. A bank representative will assist you with the registration process.
Leave a Reply
You must be logged in to post a comment.